Access to 50+ lenders
Banks, credit unions, and monoline lenders compete for your business — we find your best fit.
A purchase mortgage from My Future Mortgage gives you access to 50+ lenders, competitive rates, and a pre-approval that strengthens your offer. As a licensed mortgage agent, Romel Yusuf shops the market so you don't overpay — whether you're a first-time buyer or moving up.
Banks, credit unions, and monoline lenders compete for your business — we find your best fit.
Walk into negotiations knowing exactly what you can afford and locking your rate for up to 120 days.
We help you tap the FHSA, Home Buyers' Plan (RRSP), and the First-Time Home Buyer Incentive where eligible.
From document collection to closing, you get a single point of contact who responds fast.
The minimum down payment is 5% on the first $500,000 of the purchase price and 10% on the portion above $500,000, up to $1.5 million. Homes of $1.5 million or more require 20% down. A mortgage agent can confirm your exact minimum based on the property and your profile.
Yes. A pre-approval tells you your budget, locks your rate for up to 120 days against rate increases, and signals to sellers that you're a serious buyer — which can win competitive offers.
With complete documents, a purchase mortgage can often be approved within 24 to 72 hours, though timelines vary by lender and deal complexity.