Your Mortgage Team

Hamilton's independent mortgage brokerage โ€” founded in 2022, connecting Ontario homeowners with 50+ lenders to find the right mortgage for every situation.

50+
Lenders compared
5 min
Lead response time
$0
Cost to borrowers
2022
Serving Ontario since
Our Story

My Future Mortgage was founded in 2022 on a simple frustration: most homeowners only ever see the options one bank chooses to show them. Walk into a branch and you're negotiating against the whole institution โ€” alone, with one product shelf, and no way to know what the rest of the market would have offered you.

We built the brokerage to flip that. One application here is compared across 50+ lenders โ€” major banks, monolines, credit unions, B lenders, and private capital โ€” and because the lender pays us, that entire market comes at no cost to you. The lenders compete; you don't.

Today we handle purchases, refinances, renewals, reverse mortgages, and the hard files banks walk away from โ€” power of sale, bruised credit, self-employed income. Every file is still handled personally by the two co-owners you see below. That's not a growing pain we intend to fix; it's the model.

Your Mortgage Team

Meet your brokers

Salvatore Munna, mortgage broker at My Future Mortgage

Salvatore Munna

Principal Broker

Licence #M17000592

Salvatore brings more than 30 years in the financial services space to every file. He built his career in lending and credit long before co-founding My Future Mortgage โ€” which means he's seen every kind of market, every kind of rate cycle, and every kind of "no" a bank can give.

That experience made him a specialist in the files others find difficult: self-employed income, debt consolidation, bruised credit, and private & alternative lending. If a bank has turned you down, Sal's job is to structure the path back to an approval.

30+ Years in FinanceDebt ConsolidationPrivate & AlternativeCredit Solutions
Call Sal โ€” 416-317-9256
Romel Yusuf, mortgage broker at My Future Mortgage

Romel Yusuf

Chief Technical Officer

Licence #M18001995

Romel founded My Future Mortgage with one mission: give every client access to the same breadth of lending options previously available only to industry insiders. As a licensed Ontario mortgage broker and co-owner, he personally handles every file from pre-approval through funding.

Whether you're a first-time buyer in Hamilton, a self-employed business owner, or a homeowner facing a power of sale โ€” Romel brings the same attention and the full weight of 50+ lender relationships to your file.

First-Time BuyersRefinancingPower of SaleSelf-Employed
Call Romel โ€” 647-673-8544
Our Promise

What makes us different

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We shop. You save.

One application, 50+ lenders compared. You never have to negotiate with your bank alone again.

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5-minute response

New leads are responded to within 5 minutes during business hours. Speed matters in competitive markets.

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Free to borrowers

Our compensation comes from the lender, not you. No cost to access 50+ lenders through us.

Trust & Accountability

Licensed, regulated, accountable

Regulated by FSRA

Brokerage licence #13576, regulated by the Financial Services Regulatory Authority of Ontario. Brokers: Romel Yusuf #M18001995 and Salvatore Munna #M17000592.

How we're paid

On standard residential mortgages the lender pays us โ€” you pay nothing. Where a broker fee applies (some B-lender and private files), it's disclosed in writing before you commit. No surprises.

Your privacy

Your documents and credit information are used only to arrange your mortgage, shared only with lenders considering your file, and never sold. See our disclosures.

Our promise

We'll show you the market, not just one shelf โ€” and explain the why behind every recommendation, so you sign understanding exactly what you're getting.

Serving

Our service area

Hamilton

Our home base โ€” serving all Hamilton neighbourhoods including Ancaster, Dundas, Flamborough, Glanbrook, and Stoney Creek.

Burlington & Oakville

Serving Alton, Bronte, Millcroft, and the broader Halton Region with the same personal service as our Hamilton clients.

Greater Ontario

Licensed across all of Ontario โ€” we regularly work with clients in Toronto, Mississauga, Brantford, Grimsby, Niagara, and beyond.

Keep Exploring

More from My Future Mortgage

Client Reviews โ†’

What Ontario homeowners say about working with us.

Mortgage Calculator โ†’

Estimate your payment across different rates and terms.

Today's Rates โ†’

Current fixed and variable rates from our lender network.

Partner With Us โ†’

Realtors, advisors, and insurance brokers โ€” refer clients and earn.

Ready to take the next step?

One call connects you with 50+ lenders. Free consultation, no obligation.

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