Hamilton's independent mortgage brokerage โ founded in 2022, connecting Ontario homeowners with 50+ lenders to find the right mortgage for every situation.
My Future Mortgage was founded in 2022 on a simple frustration: most homeowners only ever see the options one bank chooses to show them. Walk into a branch and you're negotiating against the whole institution โ alone, with one product shelf, and no way to know what the rest of the market would have offered you.
We built the brokerage to flip that. One application here is compared across 50+ lenders โ major banks, monolines, credit unions, B lenders, and private capital โ and because the lender pays us, that entire market comes at no cost to you. The lenders compete; you don't.
Today we handle purchases, refinances, renewals, reverse mortgages, and the hard files banks walk away from โ power of sale, bruised credit, self-employed income. Every file is still handled personally by the two co-owners you see below. That's not a growing pain we intend to fix; it's the model.
One application, 50+ lenders compared. You never have to negotiate with your bank alone again.
New leads are responded to within 5 minutes during business hours. Speed matters in competitive markets.
Our compensation comes from the lender, not you. No cost to access 50+ lenders through us.
Brokerage licence #13576, regulated by the Financial Services Regulatory Authority of Ontario. Brokers: Romel Yusuf #M18001995 and Salvatore Munna #M17000592.
On standard residential mortgages the lender pays us โ you pay nothing. Where a broker fee applies (some B-lender and private files), it's disclosed in writing before you commit. No surprises.
Your documents and credit information are used only to arrange your mortgage, shared only with lenders considering your file, and never sold. See our disclosures.
We'll show you the market, not just one shelf โ and explain the why behind every recommendation, so you sign understanding exactly what you're getting.
Our home base โ serving all Hamilton neighbourhoods including Ancaster, Dundas, Flamborough, Glanbrook, and Stoney Creek.
Serving Alton, Bronte, Millcroft, and the broader Halton Region with the same personal service as our Hamilton clients.
Licensed across all of Ontario โ we regularly work with clients in Toronto, Mississauga, Brantford, Grimsby, Niagara, and beyond.
What Ontario homeowners say about working with us.
Estimate your payment across different rates and terms.
Current fixed and variable rates from our lender network.
Realtors, advisors, and insurance brokers โ refer clients and earn.
One call connects you with 50+ lenders. Free consultation, no obligation.